top of page


Search
All Posts


6 Proven Strategies to Generate More ACA Leads and Grow Your Health Insurance Business
Discover practical ways to connect with new clients, build stronger relationships, and create more opportunities during ACA Open Enrollment and throughout the year. The Affordable Care Act (ACA) Open Enrollment Period (OEP) presents a tremendous opportunity for insurance agents to grow their business. Millions of Americans rely on the Health Insurance Marketplace to find coverage, and many need knowledgeable, trusted agents to help them understand their options. But with so m
Kimberly Ramirez
1 day ago8 min read


Beyond the Quote: Creating an ACA Value Proposition Clients Remember
Stand Out, Build Trust, and Give Clients a Reason to Choose You
Today's health insurance consumers have more choices and information at their fingertips than ever before. They can compare Marketplace plans online, research coverage options, and speak with multiple insurance agents before making a decision.
But here's the challenge: Most agents sound exactly alike.
Peter Goldfine
5 days ago5 min read


Life Insurance Awareness Month Is Ending. The Conversation Shouldn’t
September 30 marks the end of Life Insurance Awareness Month, but it shouldn’t mark the end of the conversation. Throughout September, insurance professionals have had an opportunity to bring greater attention to life insurance, educate their communities, answer questions, and encourage people to think about protecting the people and plans that matter most to them. As we head into October, that responsibility continues. Families will continue to grow, people will purchase hom
Kimberly Ramirez
Sep 306 min read


Oscar Introduces New Broker Background Check Requirement
Oscar is introducing a new broker background check process designed to help further protect consumers and maintain a trusted broker network.
Peter Goldfine
Sep 81 min read


AEP Readiness: Your Complete Prep Checklist
AEP only runs 54 days, and once you subtract Thanksgiving, weekends, and the days clients simply won't take a meeting, the real selling window is even tighter. Here's a consolidated checklist to make sure you hit the season running.
Peter Goldfine
Aug 253 min read


Federal Judge Temporarily Pauses Portions of the 2027 CMS ACA Final Rule: What Insurance Agents Need to Know
The Affordable Care Act (ACA) marketplace continues to evolve, and staying informed is essential for every insurance professional. A recent federal court decision has temporarily paused several provisions of the 2027 CMS ACA Final Rule, creating uncertainty around some planned marketplace changes. Whether you're new to the insurance industry or an experienced agent, understanding these developments will help you better serve your clients and prepare for the upcoming Open Enro
Kimberly Ramirez
Jul 312 min read


ACA Open Enrollment Is Coming. Are You Ready to Capitalize?
The window is short. The opportunity is massive. Here is what every independent agent needs to know, and why contracting with InTouch Financial Group puts you ahead of the pack. Every year, millions of Americans enter the marketplace looking for health coverage and they need a trusted agent to guide them. ACA Open Enrollment is one of the most powerful earning seasons in the insurance industry, but only for agents who are prepared, contracted, and equipped before the window o
Kimberly Ramirez
Jun 82 min read


How ACA Health Insurance Works
The medical system is frequently a daunting and complicated thing to deal with. You may hear different terms used and then not understand what all the words mean and what impact they have on your life and your wallet. Anyone who's ever asked the question "What is ACA health insurance?" is not alone. Clearly understanding the coverage options available to you is one of the best ways to help keep your family physically and financially safe. In this extensive guide, we will dive
Kimberly Ramirez
May 187 min read


Client Retention Strategies: How Digital Communication Drives Loyalty
Client retention in the insurance industry comes down to one thing: communication. Not just frequent communication—but clear, professional, and timely interactions across every channel.
Peter Goldfine
Mar 232 min read


Why Young Professionals Are Choosing Purpose-Driven Careers at InTouch Financial Group
If you are a young professional, chances are you have been told to chase success. Climb the ladder, increase your income, and build your résumé. But what if your career could do more than just pay you? What if it could actually change lives? That is exactly what is drawing a new generation of professionals to InTouch Financial Group, a company built on a simple but powerful mission: helping families protect their financial future through life insurance with living benefits. A
Kimberly Ramirez
Mar 232 min read


InTouch Financial Group Spotlights Two Incentive Opportunities for Qualifying Brokers in 2026
At InTouch Financial Group , our goal is to help brokers grow with confidence and take advantage of every available opportunity. We’re excited to share that there are two incentive opportunities available for qualifying brokers in 2026 : the Core Focus Incentive and the First 15 New Broker Bonus . T he Core Focus Incentive is available for eligible applications submitted between March 1 and May 31, 2026 . Brokers who meet the program requirements, including the 30 eligible
Kimberly Ramirez
Mar 61 min read


Faster Commission Payments for United Healthcare / Golden Rule
Beginning in March, we are adjusting the commission processing schedule for Golden Rule Insurance Company to pay producers faster for compensation earned.
Peter Goldfine
Feb 261 min read


Smart Cross-Selling: How Ancillary Products Help Clients and Grow Your Book
Cross-selling ancillary products is more important than ever in today’s healthcare environment. Even clients who feel confident in their major medical or Medicare coverage can face significant out-of-pocket costs when the unexpected happens. Medical debt in the U.S. has reached historic levels, and many insured individuals still struggle to cover hospital stays, outpatient procedures, and services not fully covered by their primary plan. By offering ancillary products such as
Kimberly Ramirez
Feb 22 min read


Launch Your Career Where Ambition Meets Opportunity
Why Young Professionals Are Choosing InTouch Financial Group Let’s be honest. The start of your career matters. A lot. The right decision can accelerate your growth, sharpen your skills, and surround you with people who genuinely want to see you succeed. That is why more and more young professionals are choosing InTouch Financial Group . Here, we do more than build financial strategies. We build careers, leaders, and a culture our team is proud of. A Culture You Actually Enjo
Kimberly Ramirez
Jan 162 min read


Senate votes 52-47 to protect new ACA exchange plan sales rules.
Republican senators have backed the Trump administration’s push to overhaul marketing practices and application review standards for HealthCare.gov, Covered California, and other Affordable Care Act (ACA) public exchange programs.
Peter Goldfine
Jan 153 min read


A New Year, A Smarter Way to Protect: Why Life Insurance with Living Benefits Matters More Than Ever
The start of a new year brings more than resolutions. It brings reflection, planning, and renewed responsibility. January is when individuals and families take a closer look at their finances, their goals, and their protection. For insurance professionals, it is also the most strategic time to reset conversations, educate clients, and lead with value. At InTouch Financial Group , we believe protection should work while you are living, not only after you are gone. That is why
Kimberly Ramirez
Jan 123 min read


As the Year Comes to a Close, It’s a Good Time to Review Your Policy
As the year winds down, life naturally slows just enough to reflect. The rush of the holidays begins to settle, calendars start to clear, and many people find themselves looking back on everything the year brought. At InTouch Financial Group , this time of year is often seen as a meaningful pause. It is a chance to reconnect, reflect, and make sure the plans you have in place still align with the life you are living today, not the life you had when those plans were first crea
Kimberly Ramirez
Dec 22, 20253 min read


Smart Moves to Make After AEP
You made it! AEP is officially in the rearview mirror, confetti optional, caffeine still recommended. Take a breather, but not a long one. This is the perfect window to get organized, lock in your progress, and set yourself up for a stronger year ahead. Below are some practical ways to close out the season cleanly and build momentum for what’s next. Get Your AEP Book in Shape Start by reviewing every enrollment you submitted and confirming your files are complete and accurate
Kimberly Ramirez
Dec 19, 20253 min read


What Successful Insurance Agents Do Every Single Day
As the ACA Open Enrollment period concludes today, many agents are catching their breath. At InTouch Financial Group , we’ve learned that top producers do not rely on enrollment seasons alone. They build success through disciplined daily habits that carry them into the next year and beyond . If you’re serious about growing your business in 2026 and beyond, it’s time to lock in the routines that top producers rely on . These habits don’t require luck or special leads, just
Kimberly Ramirez
Dec 15, 20253 min read


Important Notice: Ambetter Florida ACA Appointment Changes for 2026
If you're writing ACA business in Florida , this update is for you. Starting January 1, 2026 , Ambetter Health will no longer operate under the Celtic Insurance Company license in the state of Florida. As a result, broker appointments and contracts tied to Celtic (off-exchange) will be terminated . What Stays Active Your contracts with: Sunshine Health Plan, Inc. (Marketplace) Florida Venture (Marketplace) ...will remain active , as long as you have: A valid Flor
Kimberly Ramirez
Dec 12, 20251 min read
bottom of page