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Important Notice: Ambetter Florida ACA Appointment Changes for 2026
If you're writing ACA business in Florida , this update is for you. Starting January 1, 2026 , Ambetter Health  will no longer operate under the Celtic Insurance Company license  in the state of Florida. As a result, broker appointments and contracts tied to Celtic (off-exchange)  will be terminated . What Stays Active  Your contracts with: Sunshine Health Plan, Inc.  (Marketplace) Florida Venture  (Marketplace) ...will remain active , as long as you have: A valid Flor
Kimberly Ramirez
7 hours ago1 min read
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The Final 5 Days of AEP: How to Help Clients Make Smart Choices
As we approach the final stretch of Medicare’s Annual Enrollment Period (AEP) , time is running out, but opportunity is not. Your clients are busy, distracted, and many still haven’t made final decisions. That’s where you come in . These last 5 days are your chance to provide clarity, save clients money, and position yourself as their trusted expert going into 2026. What’s Changing in 2026?  Here are the key Medicare cost updates  every agent should be ready to explain: Pa
Kimberly Ramirez
Dec 52 min read
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NLG 2025 Year-End Deadlines & Holiday Closures – What IFG Agents Need to Know
As we approach the end of 2025, it’s time to double-check your timelines and keep your business on track. National Life Group (NLG) has released critical year-end deadlines and holiday closures that all agents should be aware of to ensure smooth processing and client satisfaction. At InTouch Financial Group , we’re committed to helping you finish strong, here’s what you need to know: NLG Office Closures Thursday, November 27:  Office closed for all employees Friday, November
Kimberly Ramirez
Dec 11 min read
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CMS Delivers Big News to Close Out the Year! Major Wins Proposed for 2027 MA & Part D
An InTouch Financial Group Breakdown As we step into December, CMS has given our industry and our communities one more reason to be thankful. Just after the Thanksgiving holiday, they released the 2027 Proposed Rule for Medicare Advantage (MA) and Part D, and it’s packed with impactful changes that would benefit both beneficiaries and brokers. At InTouch Financial Group , we believe in staying ahead so we can educate, protect, and empower  the people we serve. That’s why we’r
Kimberly Ramirez
Dec 12 min read
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ACA and Health Insurance Sales on Shaky Ground? How Cross-Selling Life Insurance Can Safeguard Your Income in 2025, and Beyond.
Why Every Health Insurance Agent Should Start Cross-Selling Life Insurance Now—Before the Industry Shifts Leave You Behind.
Peter Goldfine
Oct 73 min read
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Copy of Get Ready for changes to ACA Plans...
InTouch Financial Group has received an important update from CMS outlining the Special Election Period Verification (SEPV) process for...

Sandra Izquierdo
Jun 171 min read
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