As the year winds down, life naturally slows just enough to reflect. The rush of the holidays begins to settle, calendars start to clear, and many people find themselves looking back on everything the year brought. At InTouch Financial Group , this time of year is often seen as a meaningful pause. It is a chance to reconnect, reflect, and make sure the plans you have in place still align with the life you are living today, not the life you had when those plans were first crea