Cross-selling ancillary products is more important than ever in today’s healthcare environment. Even clients who feel confident in their major medical or Medicare coverage can face significant out-of-pocket costs when the unexpected happens. Medical debt in the U.S. has reached historic levels, and many insured individuals still struggle to cover hospital stays, outpatient procedures, and services not fully covered by their primary plan. By offering ancillary products such as

As the ACA Open Enrollment period concludes today, many agents are catching their breath. At InTouch Financial Group , we’ve learned that top producers do not rely on enrollment seasons alone. They build success through disciplined daily habits that carry them into the next year and beyond . If you’re serious about growing your business in 2026 and beyond, it’s time to lock in the routines that top producers rely on . These habits don’t require luck or special leads, just