2026 ACA CARRIER COMMISSION SCHEDULES
2026 ACA Carrier
Commission Schedules
2025 Commission Schedules
The commission schedules provided below are for informational purposes only and are subject to change at any time by the insurance companies. Please see your producer agreement with the respective insurance company for full details.
Ambetter
Per member per month (pmpm) Commission Schedule
Last Updated: 10/22/2025
Anthem Ind. & Family Plans (On Exchange)
Per member per month (pmpm) Commission Schedule (most states)
Last Updated: 10/30/2025
Cigna Individual & Family Plans
Per member per month (pmpm) Commission Schedule (most states)
Last Updated: 10/20/2025
Broker Compensation Disclosure
On December 27, 2020, The Consolidated Appropriations Act was signed into law which, in part, mandates greater transparency to health care cost information, including broker compensation. All agents and brokers are now required to disclose direct (eg., commission) and indirect (eg., bonus contests) compensation information to consumers. The total amount of compensation must be disclosed verbally prior to the consumer finalizing plan selection. In most cases, the information will also be communicated by the insurance carrier in the consumer's Welcome Kit.
Broker Compensation Disclosure
To assist you with disclosing the required compensation information to the consumer, please contact InTouch Broker Support for sample talking points. The exact compensation amounts (direct pay) are listed by carrier above. Links to the Bonus Programs (indirect pay) can be viewed by clicking the 'Bonus Programs' button above. You must review the talking points with your clients for every Individual and Family Plan sale.
